No. You shop and choose products on AtomShop.pk. AtomPay is the payment method you select there — this site explains how it works, lets you estimate a plan, and lets you check your approved limit before you shop.

Only products marked as instalment-eligible on their AtomShop listing can be paid for with AtomPay. Eligibility is set per product.

The product price, your down payment, and the term length you choose. The calculator gives a close estimate; the exact figures are confirmed at checkout.

Your AtomShop order proceeds as normal and ships to you. You then make your down payment and repay the rest in the monthly instalments agreed at checkout.