Shop on AtomShop. Pay for it in easy monthly steps.
AtomPay is the instalment payment option built into AtomShop.pk checkout. Pick any eligible product on AtomShop, choose AtomPay at checkout, and spread the cost over a few months instead of paying it all at once.
Two products, one purpose.
AtomShop is where you find and buy products. AtomPay is how you pay for them — one payment method among others at AtomShop checkout.
AtomShop.pk
The marketplace. Browse brands and products, compare prices, and place your order — the same as any online store.
AtomPay
The instalment option at checkout. Instead of paying the full price today, you pay a smaller amount now and the rest over the following months.
From product page to your last instalment.
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Step 1: Shop on AtomShop.pk
Pick any product marked eligible for instalments.
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Step 2: Choose AtomPay at checkout
Select AtomPay instead of paying the full amount in cash.
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Step 3: Get a quick approval
We confirm your details and set your monthly plan.
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Step 4: Pay monthly, keep the product
Your order ships right away; you repay over the chosen term.
See roughly what a monthly payment looks like.
This is a close estimate to plan your budget — your exact plan is confirmed at AtomShop checkout once you pick a real product.
Estimate uses the minimum 20% down payment and AtomShop’s current service rate of 4% per month on the financed amount. You can pay up to 60% upfront at checkout to lower the monthly figure. Final pricing depends on the product and your approval.
What AtomPay changes about buying on AtomShop.
No separate account needed
AtomPay uses your AtomShop account — sign in here with the same details you use at checkout.
Same product, same warranty
Paying with AtomPay does not change what you receive — same item, same seller, same warranty as paying cash.
Clear terms upfront
Your down payment, monthly amount, and total cost are shown before you confirm the order.
Find out your limit before you shop.
Your approved AtomPay limit is 30% of your monthly income, and any single monthly instalment is capped at 10% of it. The estimate is instant — your final limit is confirmed after verification.
Submit to keep this estimate, then sign in or create your AtomShop account so we can verify it.
Before you check out with AtomPay.
Do I buy directly on atompay.shop?
No. You shop and choose products on AtomShop.pk. AtomPay is the payment method you select there — this site explains how it works, lets you estimate a plan, and lets you check your approved limit before you shop.
Is every product on AtomShop eligible?
Only products marked as instalment-eligible on their AtomShop listing can be paid for with AtomPay. Eligibility is set per product.
What decides my monthly payment?
The product price, your down payment, and the term length you choose. The calculator gives a close estimate; the exact figures are confirmed at checkout.
What happens after I'm approved?
Your AtomShop order proceeds as normal and ships to you. You then make your down payment and repay the rest in the monthly instalments agreed at checkout.